WELCOME
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Government Employees FCU provides affordable mortgage solutions and excellent service to our members.
We offer a wide range of mortgage programs, including:
About our Mortgage Programs
What to Expect
Complete a prequalification application and gather your pay stubs, bank statements, and 2 years of tax returns.
Mortgage Resources
Contact Us
Apply today to make your dream home a reality!
Contact a Real Estate Agent and provide them with your prequalification letter along with a list of your wants/needs in a new home.
We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.
Once you've found the perfect home and your offer has been accepted, you'll need to sign a Purchase Agreement so we can begin the financing process.
After the appraisal comes back and all conditions are met for underwriting, your loan will be clear to close.
All documents will then be finalized and your closing date will be scheduled!
On closing day, all final documents will be signed. Congratulations, you're a homeowner!
*Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.
*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Government Employees Federal Credit Union. For MFM’s licensing and state disclosure information, please visit the Member First Mortgage, LLC licensing website. Ryan Dierdorff, NMLS #895065, is authorized to act as agent of Government Employees Federal Credit Union (10806 Metric Blvd, PO Box 81535, Austin, TX 78758 | (519) 339-9812 | NMLS ID: 417539) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
If you have questions and want to talk about your specific situation, call our trusted Mortgage Consultant from Member First Mortgage today:
Mortgage Consultant
*Ryan Dierdorff, NMLS ID #895065 is authorized to act as an agent of Government Employees Federal Credit Union and is authorized to represent Member First Mortgage, LLC (MFM). For MLO Licensing information, please visit NMLS Consumer Access.
Mortgage Calculators
Homebuying Guide
Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
I want a lower payment
Adjustable-rate mortgages can deliver lower monthly payments.
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
Tell Us About Yourself
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
WELCOME
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